1. Transaction Fees
Deposit Fees: Depending on the method used, deposits may incur fees. Payment methods such as bank transfers, credit/debit cards, and digital wallets have different fee structures. These fees will be clearly stated at the time of transaction.
Withdrawal Fees: Withdrawals made via various payment methods, such as bank accounts or digital currencies, will be subject to fees. Fees may vary depending on the withdrawal method and the destination.
Currency Conversion Fees: For transactions that involve currency exchange, SendMoney365 may charge an additional conversion fee based on market rates.
Processing Fees: Certain transactions may incur additional processing fees depending on the volume and complexity of the transfer.
Third-Party Fees: SendMoney365 is not responsible for any fees that third-party financial institutions (such as banks or payment gateways) may
charge during the transaction process. Customers are advised to check with their service providers regarding these fees.
Manual Processing Fee for Incorrect Transactions: In cases where transactions are found to be incorrect due to errors in the provided information, SendMoney365 will impose a fixed manual processing fee of $10 per transaction. This fee is necessary to cover the additional resources required to rectify and process such transactions. To avoid this fee, customers are encouraged to double-check all transaction details before submission.

2. Transaction Limits
Daily Transaction Limits: Each user has a specified daily limit for deposits, withdrawals, and transfers. These limits vary based on the user's account verification status, account history, and transaction type.
Transaction Limits: For first-time transactions, there is a maximum limit of $10,000 per transaction. This cap ensures compliance with our security and verification standards, allowing us to securely verify new accounts and transactions. After the initial transaction, users may access higher transaction limits based on account verification level and transaction history.
For any questions regarding transaction limits or the account verification process, please reach out to our support team.
Deposit Limits: There are minimum and maximum deposit amounts depending on the payment method used. For example, credit card deposits may have higher limits than other methods like bank transfers.
Withdrawal Limits: Limits are also applied to withdrawals, with daily, weekly, and monthly restrictions in place. These limits can vary depending on your verification level or account type.
Incomplete Transactions: In order to initiate new transactions, all previous transactions must be fully completed. If there are any pending or incomplete transactions on the account, new payment attempts will be automatically directed to the refunded wallet, ensuring no overlapping transactions occur. This policy is in place to maintain a smooth and efficient transaction flow, ensuring that outstanding payments are resolved before any further activity is processed. Customers are strongly encouraged to review the status of all their transactions and ensure that all previous payments have been finalized in order to prevent delays in future transactions.
Special Case Limits: For large international transfers or transactions involving cryptocurrency, specific limits may apply. These limits are designed to ensure security and regulatory compliance.
Adjusting Transaction Limits: Transaction limits can be reviewed and adjusted based on account verification, usage patterns, and SendMoney365’s internal policies. Higher limits may be available for verified users after successfully completing KYC (Know Your Customer) procedures.

3. Transaction Processing Times
At SendMoney365.com, we prioritize efficient processing of transactions. However, processing times can vary based on the type of transaction and payment method used. Below is an overview of typical processing times:
Deposits:
The processing time for deposits depends largely on the chosen payment method. For bank transfers, users can expect deposits to take between 1 to 3 business days to be completed. This time frame allows for the processing of funds through traditional financial institutions, which may involve multiple steps such as validation and settlement. On the other hand, digital wallet deposits are typically processed more quickly, often within a few hours, as they bypass many of the intermediary steps that occur with bank transfers.
Withdrawals:
Withdrawal requests are generally processed within 24 to 48 hours. However, processing times can fluctuate based on several factors, including the payment method chosen and any additional verification requirements. While most withdrawals are completed promptly, some methods may require additional time to ensure security checks or to accommodate different banking hours, especially if the withdrawal involves larger sums or international destinations.
International Transfers:
For international transfers, the processing time can be longer due to the involvement of multiple financial institutions and cross-border payment systems. Typically, international transfers take between 2 to 5 business days, depending on various factors such as the destination country, the financial institutions involved, and local regulations. During this period, transfers are subject to the processing times of the corresponding banks, currency conversions, and other regulatory checks, which may cause slight delays. In some cases, additional time may be needed for compliance checks, especially for larger amounts or transfers to high-risk countries.
While we strive to ensure the prompt processing of all transactions, please note that external factors beyond our control may occasionally impact these timeframes. SendMoney365.com remains committed to providing you with reliable and transparent services. Always ensure that your account is properly verified to avoid unnecessary delays in processing.

4. Transaction Reversals and Cancellations
At SendMoney365.com, transaction reversals and cancellations are subject to specific conditions. Once a transaction is processed and funds have been successfully transferred, it is typically irreversible. However, in cases where a transfer is unsuccessful due to technical issues or user error, a reversal may be requested. The request must be submitted within a defined timeframe, typically within 24-48 hours from the transaction date, depending on the nature of the issue.
Conditions for Reversals:
Reversals are only considered if the funds have not been fully processed or credited to the recipient. If the transaction is still in pending status or if there was a system error,SendMoney365.com will initiate the reversal after verification. However, once the transaction is marked as completed, no cancellation or reversal can be processed.
Cancellation Requests:
If you wish to cancel a pending transaction, you must submit a cancellation request promptly. Cancellations are generally allowed only before the transaction has been fully processed. Once a transfer is initiated and the funds have been transferred to the recipient or financial institution, it becomes impossible to cancel. If cancellation is approved, a service fee may be applied depending on the method used and the timing of the cancellation.
Limits and Exceptions:
SendMoney365.com reserves the right to decline cancellation or reversal requests if the transaction falls outside our processing window or involves international transfers that have already been completed by the corresponding financial institution.
We highly recommend that users double-check all transaction details before initiating a transfer to avoid any errors or cancellation requests. Additionally, ensure all necessary verification steps are completed to minimize the chances of delays or issues with your transactions.
Payment via Refunded Wallet:
For users who wish to leverage their Refunded Wallet balance for subsequent transactions, it is required that the account demonstrates a history of at least one completed and successful transaction. This prerequisite serves as an added measure to validate the user’s account activity and enhances transactional security on the platform. Once this requirement is fulfilled, eligible users can apply their Refunded Wallet balance to new payments, providing a seamless and flexible experience while ensuring compliance with our platform’s standards for secure financial activities.
This policy is in place to ensure that the funds held in Refunded Wallets are applied responsibly and to maintain the platform’s integrity in handling user transactions. Users who meet the eligibility requirements benefit from a streamlined process, enabling smoother payment options and adding value to their ongoing transactions.
For any questions or to request a cancellation or reversal, please reach out to our Customer Support Team at support@SendMoney365.com.

5. Fraud Prevention and Security
Transaction Monitoring: All transactions are monitored for unusual activity. SendMoney365 reserves the right to cancel or reject any transaction deemed suspicious or potentially fraudulent.
Identity Verification: SendMoney365 may require additional documentation to verify the identity of users before processing large transactions. This is part of our commitment to security and anti-money laundering (AML) practices.

6. Account Verification
To ensure the security and integrity of transactions on SendMoney365.com, all users are required to complete a mandatory account verification process. This process may involve submitting various documents, such as government-issued IDs, proof of address, and payment method verification to confirm your identity.
Verification Process:
Registration: Upon account creation, users must provide basic information.
Identity Verification: Users will be asked to submit additional documents for identity verification.
Approval: Once documents are reviewed, the account will be approved, or the user will be notified of any issues.
Why is Verification Required?
Verification helps prevent fraud, protects user data, and complies with international financial regulations, including anti-money laundering (AML) and Know Your Customer (KYC) protocols. Additionally, it ensures the safety of both the sender and recipient in transactions, reducing the risk of unauthorized activity.
Verification Timeframe:
The verification process typically takes 1-3 business days, depending on the volume of applications and the accuracy of submitted documents. Users will be notified by email once their verification status is complete.
Unverified Accounts:
Accounts that remain unverified will face restrictions on transaction limits, withdrawal capabilities, and certain features of the platform. To fully access all services, users must ensure their account is successfully verified.

7. Changes to Fees & Transaction Policies
Policy Adjustments: SendMoney365 reserves the right to update or modify transaction fees, limits, and terms of service at any time. Customers will be notified of significant changes via email or through the platform’s notification system. Continued use of SendMoney365’s services after any changes indicates acceptance of the revised terms.
Fee Transparency: Any updates to fees will be clearly displayed on our website. Users are encouraged to review this information regularly to ensure they are aware of current policies.

8. Transaction Limits by Country
At SendMoney365.com, transaction limits are set in accordance with the user’s country to ensure compliance with global financial regulations, mitigate risks, and enhance the security of all transactions. Below are the detailed limits for each country group. These limits help provide better control over the transfer process while facilitating smooth and secure operations.
Group 1:
For users in these countries, the minimum transaction amount for each transfer is $100 or more:
United States, Canada, Mexico, Germany, United Kingdom, France, Italy, Australia, Japan, South Korea
These countries generally have established financial systems and regulatory environments that support a minimum threshold of $100 for transfers, allowing for faster and more efficient service.
Group 2:
For users in these countries, the minimum transaction amount for each transfer is $150 or more:
Brazil, Argentina, Russia, India, China, Indonesia, South Africa, Turkey, Saudi Arabia, Egypt
In these regions, higher transaction limits are set to comply with local financial rules and maintain the stability of cross-border payments. This ensures that the payments are processed securely and in line with the local economic standards.
Group 3:
For users in these countries, the minimum transaction amount for each transfer is $300 or more:
Vietnam, Thailand, Philippines, Malaysia, Pakistan, Nigeria, Bangladesh, Kenya, Uganda, Colombia...
These countries generally require higher minimum transaction amounts due to varying economic factors, regulatory policies, and market conditions. The elevated limit also reflects the demand for larger transactions in these emerging markets.
These transaction limits are regularly updated based on changes in local laws, economic developments, and user demand. SendMoney365.com reserves the right to adjust these thresholds without prior notice to ensure seamless, compliant, and secure transfers globally. Please ensure you are aware of the transaction limits that apply to your country before initiating any transactions.

9. Customer Support for Transaction Issues
Inquiries: Customers can contact SendMoney365’s customer support team for assistance with transaction-related issues, including fee inquiries, transaction disputes, or account verification. Our team will assist in resolving any issues promptly and fairly.
Dispute Resolution: If a user believes a fee has been incorrectly applied, or there is an issue with a transaction, they may file a formal dispute. SendMoney365 will review all disputes and respond within a reasonable timeframe.
This Fees & Transactions section is designed to ensure that users have a clear understanding of the costs, limits, and processes involved in using SendMoney365’s services. By outlining the various fees, transaction limits, and processing times, we aim to provide a transparent and secure environment for all transactions. Please refer to this section regularly for updates and further clarification on your transaction activity with SendMoney365.com.